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Author Topic: Moving to Germany soon, insurance advise.  (Read 556 times)

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Offline Riseandrise

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Moving to Germany soon, insurance advise.
« on: August 07, 2019, 05:43:30 pm »
Hello everyone,

Iíll be moving to Germany at the end of the year. Been doing some research about insurance companies (statutory vs private)

Does any one has any experience being an expat in Germany with a pre-existing condition (HIV in this case)?

Any help will be appreciated!


Offline Jim Allen

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Re: Moving to Germany soon, insurance advise.
« Reply #1 on: August 08, 2019, 07:21:15 pm »

Hope the move to Germany goes well, who knows might pop-in on my travels for a non alcoholic Erdinger    ;)

Anyhow if nobody get's back to you it might be worth asking the local NGO if you have not done so already.  https://www.aidshilfe.de/ (English site https://en.aidshilfe.de )
HIV 101 - Everything you need to know
HIV 101
Read more about Testing here:
HIV Testing
Read about Treatment-as-Prevention (TasP) here:
You can read about HIV prevention here:
HIV prevention
Read about PEP and PrEP here
PEP and PrEP

Offline Riseandrise

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Re: Moving to Germany soon, insurance advise.
« Reply #2 on: August 12, 2019, 08:48:19 am »
I was in touch with them a few months ago.
Since the premiums will be paid by my German employer they basically canít offer that much help because it is a corporate policy.

Iíll come back after I get a solution. Hopefully will be useful for someone in the future.

Thanks for your help!

Offline hoffnung

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Re: Moving to Germany soon, insurance advise.
« Reply #3 on: August 12, 2019, 02:54:59 pm »
Hi Riseandrise

I'm an expat in Germany and I was diagnosed after I arrived so I didn't know before. I had obligatory public insurance with AOK and they basically cover all my costs for medication and doctor visits. I recommend going to the public insurance because once you go private you can't switch back to public. That's my 2 cents, wish you best of luck.


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