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Author Topic: Expat Health Insurance covering HIV meds  (Read 529 times)

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Offline itsalex

  • Member
  • Posts: 8
Expat Health Insurance covering HIV meds
« on: June 20, 2019, 02:33:49 pm »
Hello everyone!

How you doing today? I have a question for you: I am looking for an expat health insurance that would cover my HIV meds (in case of emergency).

My company has sent me to Mexico and although the local health systems provides medications and doctors to everybody (this is what I am using now) at the moment the Mexican government is changing the inventory system and that is resulting in shortage of any sort of medication in the entire country.

As my company would be paying for my health insurance, I was wondering if you could help me out in suggesting one that would cover my HIV meds (currently on Truvada and Tivicay) in case there really will be a shortage of medications.

Thank you :)
Alex
Mar 30, 2018 - diagnosis
April 2, 2018 - CD4 527, VL 11,000
April 9, 2018 - started Truvada - Tivicay
Jun 12, 2018 - CD4 771, VL UD
Oct 30, 2018 - CD4 933,  VL UD
Apr 8, 2019 - CD4 not tested, VL UD

Offline Genomity

  • Member
  • Posts: 12
Re: Expat Health Insurance covering HIV meds
« Reply #1 on: June 22, 2019, 07:27:51 am »
As far as I know there is no such insurance for expats. I did my research and the reality is cruel about it.

There are companies online that you can get generic versions of some of the drugs.

Offline Expat1

  • Member
  • Posts: 233
Re: Expat Health Insurance covering HIV meds
« Reply #2 on: June 24, 2019, 06:58:21 pm »
No private insurance for expats will cover preexisting hiv.   If it is a group company policy then it depends on the contract.

That said it is my understanding that if you currently have Blue Cross Insurance (and maybe blue Sheild) the GeoBlue Global expat insurance will accept you without underwriting.  But it is a costly program. 

Probably better to see if you can get the meds sent to you from a mail order pharmacy in India.    Start at  iwantprepnow website.  (It also  had treatment meds) for a list of companies they have worked with.  Be sure to order the meds at least a month before you run out.

Offline wardp

  • Member
  • Posts: 130
Re: Expat Health Insurance covering HIV meds
« Reply #3 on: June 25, 2019, 09:46:34 pm »
I used chawla medicos India they have line and Viber contact number.. you can search it on YouTube also.
Diagnosed 20,July 2017. Cd4 289, 21% vld .3,462 Started atripla 4 Aug 2017 5oct 2017 cd4 384 21%, vl ud less than 20. Switch to complera 4 Nov 2017 switched to stribild 15 the Nov. Switched to truvada efavirence 200mgx2 14 Dec 2017, 2 Feb 2018, us cd4  466, 25%  CD 8 ,595, 32%..1 may 2018
switched  to instgra truvada.7th june switched to truvada  nevirapine stavudine. .21 june switched to truvada nevirapine. X 2 a day...9 aug 2018 ud. 2n Nov 2018 CD 4. 455..22.70% 13th Nov switched  to lamivir and nevirapine  due to kidney issues...jan 10,2019 UD..may 13 2019 ud  cd4 482 28%

Offline itsalex

  • Member
  • Posts: 8
Re: Expat Health Insurance covering HIV meds
« Reply #4 on: July 02, 2019, 02:29:08 pm »
Hi guys,

Sorry for the late reply, I have been travelling quite a lot for work these days and will for the next couple of months.

Thank you so much for you replies, I'll make sure I will check them out.

They do sound like good options as well. My only question is, are we sure meds bought online will pass through customs? I'm currently living in Mexico and I'll a little concerned about it.

In any case, I'll check that out and will let you know.

Have a good one :)

Alex
Mar 30, 2018 - diagnosis
April 2, 2018 - CD4 527, VL 11,000
April 9, 2018 - started Truvada - Tivicay
Jun 12, 2018 - CD4 771, VL UD
Oct 30, 2018 - CD4 933,  VL UD
Apr 8, 2019 - CD4 not tested, VL UD

Offline wardp

  • Member
  • Posts: 130
Re: Expat Health Insurance covering HIV meds
« Reply #5 on: August 14, 2019, 09:29:33 am »
if you could get a prescription and attach a copy they can put it in your package.
Diagnosed 20,July 2017. Cd4 289, 21% vld .3,462 Started atripla 4 Aug 2017 5oct 2017 cd4 384 21%, vl ud less than 20. Switch to complera 4 Nov 2017 switched to stribild 15 the Nov. Switched to truvada efavirence 200mgx2 14 Dec 2017, 2 Feb 2018, us cd4  466, 25%  CD 8 ,595, 32%..1 may 2018
switched  to instgra truvada.7th june switched to truvada  nevirapine stavudine. .21 june switched to truvada nevirapine. X 2 a day...9 aug 2018 ud. 2n Nov 2018 CD 4. 455..22.70% 13th Nov switched  to lamivir and nevirapine  due to kidney issues...jan 10,2019 UD..may 13 2019 ud  cd4 482 28%

 


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