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Author Topic: I Want SS&M!  (Read 1983 times)

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Offline OneTampa

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I Want SS&M!
« on: April 24, 2012, 07:59:57 PM »
But others may beat me to it! 

Here I am getting closer and closer to retirement and will likely need the healthcare coverage and now the news that Social Security Medicare will probably go bankrupt by 2016!  Damn!

Link: http://www.forbes.com/sites/aroy/2012/04/23/trustees-medicare-will-go-broke-in-2016-if-you-exclude-obamacares-double-counting/

And, Social Security as whole, will run dry in 2033.

Link: http://www.pbs.org/newshour/bb/business/jan-june12/socialsecurity_04-23.html

And here I am trying to hold on despite this dang HIV!

« Last Edit: April 24, 2012, 08:10:33 PM by OneTampa »
"He is my oldest child. The shy and retiring one over there with the Haitian headdress serving pescaíto frito."

Offline vaboi

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Re: I Want SS&M!
« Reply #1 on: April 25, 2012, 08:14:40 PM »
Nothings going to happen to SS.  In 2033 is only when they "think" the incoming revenue will no longer match the outgoing.  They fail to tell us how much the government has robbed the SS trust funds through the years to feed its own national debt.  This money is what they will still rightfully owe SS come 2033 to maintain making full payments for many years after...  yes it'll be increasing the national debt more, but how is that Social Security's problem?  The funds should have been kept separate all along.   At some point many years in the future it will run completely dry if nothing is changed, but the world will be a completely different place by then I'm sure.

In my opinion Social Security was designed poorly in the first place.  It should only be a safety net for those who have under a certain amount of income after retirement... not guaranteed income even for millionaires.  lol

Offline Assurbanipal

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Re: I Want SS&M!
« Reply #2 on: April 26, 2012, 07:57:25 PM »
In my opinion Social Security was designed poorly in the first place.  It should only be a safety net for those who have under a certain amount of income after retirement... not guaranteed income even for millionaires.  lol

The problem with a "safety net" program is that they have a lot less political support than a program that covers the middle class too.

And on the whole "running dry" story, even if they are not fixed by legislation, neither Social Security nor Medicare run completely dry -- they just run "low".  Even in the (unlikely) event no changes are made to Social Security it would still be able to pay most of the benefits after 2033.  But clearly we should tune it up so it can pay ALL of them.

Summary: The 2012 Trustees Report shows that Social Security is 100 percent solvent until 2033, but faces a moderate long-term shortfall. In 2011, Social Security had a surplus – revenue plus interest income in excess of outgo – of $69 billion. Reserves are projected to grow to $3.1 trillion by the end of 2020. Then, if Congress takes no action in the meantime, reserves would start to be drawn down to pay benefits. In the highly unlikely event that Congress does not act before 2033, the reserves would be depleted and revenue coming into the trust funds from workers’ and employers’ contributions would cover about 75 percent of scheduled benefits (and administrative costs, which are less than 1 percent of outgo). While the trustees’ projections indicate that major changes are not needed, modest changes should be made in a timely manner and can bring Social Security into long-term balance..   

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