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Author Topic: AAA Group Term Life Insurance Offer  (Read 2468 times)

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Offline monmon

  • Member
  • Posts: 23
AAA Group Term Life Insurance Offer
« on: September 23, 2006, 02:14:50 AM »
Hello Forum members:

I live in northern cal.  Just received AAA Group term life insurance offer.
They ask couple questions, they ask if i have been treated or diagonesed with
AIDS or ARC.  They did not ask if I am HIV+

Does it mean that I could asnwer no to that question.  I am not on prescription now.
It looks like I could fit in their requirment.

Anyone have any idea in regards to this offer?  Not sure if they need medicals.
They want you to sign release for "Notification" so they can ask question to your health care provider.

Any insight on this?  Please kindly advise


Offline bear60

  • Member
  • Posts: 4,105
Re: AAA Group Term Life Insurance Offer
« Reply #1 on: September 23, 2006, 01:07:21 PM »
I just have a few questions.
1.  Why do you want to buy TERM  life insurance?
2. Do you have the:  Will, Living Will, Power of Attorney and a Medical Power of Attorney documents?  ( all of which are important to have)
3. Do you have other Life Insurance?
Ok, that said... read carefully the small print and see if you can find anything about how they can deny you benefits.  I would provide ALL pertinent information.
Poz Bear Type in Philadelphia


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