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Author Topic: private insurance and HIV...  (Read 3223 times)

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Offline idee

  • Member
  • Posts: 319
  • Hi...
private insurance and HIV...
« on: February 25, 2012, 07:30:26 pm »
Is it possible to get private insurance when I go back to work after I finish school. Does anyone else with HIV have insurance that they get on their own rather then through public assistance?
It's just there are things I want and I am capable of working. I don't know how my medicaid or SSI would be affected.

Offline phildinftlaudy

  • Member
  • Posts: 2,985
  • sweet Ann what you think babe...
Re: private insurance and HIV...
« Reply #1 on: February 25, 2012, 07:52:02 pm »
Yes it is possible - I have employer paid insurance through my job - most employer group plans don't have a pre-existing condition clause, in which case, HIV does not impact your ability to be covered.

Of course, all employers and insurance plans differ, so always best to check with your HR department or read the benefits book when you get hired.

Each plan is also different in regards to co-pays, services covered, etc.

Best to you.
September 13, 2008 - diagnosed +
Labs:
Date    CD4    %   VL     Date  CD4  %   VL
10/08  636    35  510   9/09 473  38 2900  12/4/09 Atripla
12/09  540    30    60   
12/10  740    41  <48   
8/11    667    36  <20  
03/12  1,041  42  <20
05/12  1,241  47  <20
08/12   780    37  <20
11/12   549    35  <20
02/12  1,102  42  <20
11/12   549    35  <20

 


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