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Author Topic: Private insurance and HIV  (Read 3472 times)

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Offline gcr.mty.mx

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  • Posts: 80
Private insurance and HIV
« on: November 01, 2016, 06:38:29 pm »
Hi everyone,

Greetings from Mexico. Going into my tenth month since diagnosis and life is good.
Back on track with work and everyday activities. I cannot complain. UD now and slowly letting HIV go to the background.

I bought private insurance two years ago and continue to pay my premiums. They do not cover my HIV treatment since it was only a little over a year after I got insured that I was diagnosed. My policy clearly states a four year window for HIV treatment coverage. Fortunately I have access through public institutions and have had excellent medical attention.

I plan to keep the coverage for whatever contingency might happen (an accident, broken bone, etc), but I do wonder and really don't have a clear idea of how my diagnosis might limit my coverage. My insurer does not know my condition yet. If I am one of the unfortunates that get cancer, will my insurance pay for my treatment? Any thoughts?

Stay strong!

G
Logged
01/16 diagnosed
03/16 cd4 750 VL 150,000
03/16 truvada+ritonavir(norvir)+reyataz
06/16 cd4 -- VL UD!
09/16 truvada+ritonavir(norvir)+duranavir(prezista)
03/17 cd4 -- VL UD
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