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Off Topic Forums => Off Topic Forum => Topic started by: Dachshund on June 28, 2012, 10:15:43 am

Title: Supreme Court upholds affordable care act!
Post by: Dachshund on June 28, 2012, 10:15:43 am
Wow!
Title: Re: Supreme Court upholds affordable care act!
Post by: Miss Philicia on June 28, 2012, 10:27:37 am
CHIEF JUSTICE ROBERTS IS A TRAITOR WHO HATES FREEDOM!
Title: Re: Supreme Court upholds affordable care act!
Post by: Jeff G on June 28, 2012, 10:42:45 am
Yea for our team ... I'm still going to emigrate to England and join the royal family though . My friends and family still refuse to curtsy or bow to me and its pissing me off .
Title: Re: Supreme Court upholds affordable care act!
Post by: bmancanfly on June 28, 2012, 10:47:13 am
Fantastic news.  Shocking that they actually did the right thing.
Title: Re: Supreme Court upholds affordable care act!
Post by: Dachshund on June 28, 2012, 11:10:49 am
Now me and millions of others with a pre-existing condition can move forward and access health care. I have been waiting for SCOTUS to make a ruling before I moved forward and signed up. Twelve years now without health care, waiting for the other shoe to drop. I couldn't be happier.
Title: Re: Supreme Court upholds affordable care act!
Post by: Miss Philicia on June 28, 2012, 11:17:50 am
I formally request that we see Justice Roberts' long form birth certificate! #secretkenyanmuslimsocialist
Title: Re: Supreme Court upholds affordable care act!
Post by: Buckmark on June 28, 2012, 11:22:41 am
I'm shocked.  I thought the affordable care act would be struck down in a flame of partisanship among the justices.

Title: Re: Supreme Court upholds affordable care act!
Post by: Dachshund on June 28, 2012, 11:27:13 am
Me too, but in the stroke of a pen Roberts instantly becomes the rights new Stalin.
Title: Re: Supreme Court upholds affordable care act!
Post by: Hellraiser on June 28, 2012, 11:41:47 am
I've been reading this law and I'm not so sure I like it.  I like the idea of universal coverage for the country, I just don't like the private health insurance companies being pulled into it.  Also the penalties for not having insurance...You don't have money, so you can't buy insurance, so they charge you more money and you still don't have insurance?  I'm not sure that's a well thought out plan, maybe I misunderstood it.

Anyway a nifty link about how the new legislation should affect you:

http://www.washingtonpost.com/wp-srv/special/politics/what-health-bill-means-for-you/
Title: Re: Supreme Court upholds affordable care act!
Post by: Dachshund on June 28, 2012, 12:12:14 pm
maybe I misunderstood it


Of course you did.
Title: Re: Supreme Court upholds affordable care act!
Post by: Jeff G on June 28, 2012, 12:12:41 pm
I'm shocked.  I thought the affordable care act would be struck down in a flame of partisanship among the justices.

I'm with you and Dachs on this one , both shocked and over the top happy . I have been sick of worry about this ruling and prepared for the worst . I'm also counting the days now till the donut hole is closed for part D drug plans .

I have been thinking I would have been better off leaving the U.S. and have been looking into it to see if it was feasible to do so  . I doubt I could have moved abroad but this is how upset I have been over this issue . I finally feel like some progress has been made after living over two decades constantly worrying about my health care and how it effected my ability to live a semi normal life . 
Title: Re: Supreme Court upholds affordable care act!
Post by: Hellraiser on June 28, 2012, 12:17:14 pm
I'm with you and Dachs on this one , both shocked and over the top happy . I have been sick of worry about this ruling and prepared for the worst . I'm also counting the days now till the donut hole is closed for part D drug plans .

I have been thinking I would have been better off leaving the U.S. and have been looking into it to see if it was feasible to do so  . I doubt I could have moved abroad but this is how upset I have been over this issue . I finally feel like some progress has been made after living over two decades constantly worrying about my health care and how it effected my ability to live a semi normal life .

I also felt the same way.  I longed for the healthcare of Canada, the UK, or Aus.  I just am still not sure if this will do what we need it to to put us there.  I hope that the limitations on profiteering will curb some of the rising medical costs.

Oh and Dachsund you know what I think of you, I won't rehash it here.
Title: Re: Supreme Court upholds affordable care act!
Post by: denb45 on June 28, 2012, 12:20:39 pm
I'm also counting the days now till the donut hole is closed for part D drug plans .


I'm with you on this Jeff, it might take a few yrs. before I can ever use Part "D" medicare again due to the  current donut hole I have to dig my way out of, but this is very hopeful that I will be able to sometime in the near future  ;)
Title: Re: Supreme Court upholds affordable care act!
Post by: Dachshund on June 28, 2012, 12:28:50 pm


Oh and Dachsund you know what I think of you, I won't rehash it here.

I know girl you hate me because I'm beautiful. :'(
Title: Re: Supreme Court upholds affordable care act!
Post by: Joe K on June 28, 2012, 12:55:36 pm
This is incredible news for so many of you folks who need comprehensive health care you can afford.  It may not be perfect, but you have to start somewhere.

Joe
Title: Re: Supreme Court upholds affordable care act!
Post by: WillyWump on June 28, 2012, 01:20:18 pm


http://www.washingtonpost.com/wp-srv/special/politics/what-health-bill-means-for-you/

Somethings wrong with that link, no mater what annual income I enter, even down to 1000 a year it says you  will probably not qualify for federal assistance to help you purchase insurance. It also says If you do not purchases insurance you will be subject to a $42k penalty. Although I think the states will be offering the assistance?
Title: Re: Supreme Court upholds affordable care act!
Post by: Solo_LTSurvivor on June 28, 2012, 01:29:46 pm
I've been reading this law and I'm not so sure I like it.  I like the idea of universal coverage for the country, I just don't like the private health insurance companies being pulled into it.  Also the penalties for not having insurance...You don't have money, so you can't buy insurance, so they charge you more money and you still don't have insurance?  I'm not sure that's a well thought out plan, maybe I misunderstood it.


Please explain to us how people who can't afford insurance (without money, as you put it) will not have insurance since they can't buy it?

One of the main provisions of this Act, which I have been reading before the today's decision from the S.Ct. is to expand Medicaid and make ALL people in every state who have income below 133% of the FPL (federal poverty level) eligible for Medicaid.  As it stands now, only specific segments of the population (i.e., elderly, disabled, poor as defined by each state's income requirements) are eligible for Medicaid.  Under the Act, this is as close to universal coverage as it gets, for now.

Taken directly from the decision:

The Medicaid provisions of the Affordable Care Act, in contrast, require States to expand their Medicaid programs by 2014 to cover all individuals under the age of 65 with incomes below 133 percent of the federal poverty line. §1396a(a)(10)(A)(i)(VIII).

The Act also establishes a new “[e]ssential health benefits” package, which States must provide to all new Medicaid recipients—a level sufficient to satisfy a recipient’s obligations under the individual mandate. §§1396a(k)(1), 1396u–7(b)(5), 18022(b).

The Affordable Care Act provides that the Federal Government will pay 100 percent of the costs of covering these newly eligible individuals through 2016. §1396d(y)(1). In the following years, the federal payment level gradually decreases, to a minimum of 90 percent.

People who do not elect to participate by purchasing insurance as required by this "mandate" will have to indicate their choice on their Federal tax forms and will be penalized accordingly.  In other words, they will be taxed for not purchasing insurance -- and if they don't pay the tax, I'm sure the federal government will be able to do whatever it takes to recover this money (garnishments, seizures, or whatever).

Also, the States are not required to comply in respect to fear of them losing Federal money allotted for Medicaid, because the Act states that the Government will cover the additional costs incurred to cover all of the newly eligible people 100% through 2016.  No doubt the Dems will continue to hammer out the all the little details once the Act becomes fully implemented. 

No one will be without some type of insurance. And as far as governmental control, the individual states will set up the exchanges with access to insurance companies offering coverage, which is no different from what many people have now if they are on Medicare and they have elected to go with a Medicare Advantage Plan.  Also I think most people (especially pozzies on Medicaid) have been shifted towards some type of "Managed Care" in many states, if I'm not mistaken?

General Information:  http://www.healthcare.gov/law/information-for-you/index.html

State By State Information:  http://www.healthcare.gov/law/resources/index.html
Title: Re: Supreme Court upholds affordable care act!
Post by: Jeff G on June 28, 2012, 01:34:54 pm
Somethings wrong with that link

Pop up blocker perhaps ?
Title: Re: Supreme Court upholds affordable care act!
Post by: Buckmark on June 28, 2012, 01:36:04 pm
...
I finally feel like some progress has been made after living over two decades constantly worrying about my health care and how it effected my ability to live a semi normal life .
...

I'm eager to see just how affordable and accessible healthcare will become under the Affordable Care Act, but it's still going to take a few years of implementation to see how that really works out.  With additional flexibility to purchase health insurance, it sure would be nice not to have to base every career decision on what health insurance my employer does / does not cover.

Title: Re: Supreme Court upholds affordable care act!
Post by: denb45 on June 28, 2012, 01:38:46 pm

One of the main provisions of this Act, which I have been reading before the today's decision from the S.Ct. is to expand Medicaid and make ALL people in every state who have income below 133% of the FPL (federal poverty level) eligible for Medicaid.

Wow, I guess that leaves me out, I'm way above the 133% FPL  :-[
Title: Re: Supreme Court upholds affordable care act!
Post by: Solo_LTSurvivor on June 28, 2012, 01:52:17 pm
Wow, I guess that leaves me out, I'm way above the 133% FPL  :-[

You have to remember that the rationale behind this expansion of Medicaid was to provide access for individuals without children (meaning single people mostly), as it is hard for many people to qualify for Medicaid for the very reason you mentioned: income too high for an individual.

The only other options to look at, if you don't qualify for this extended Medicaid, if you're NOT currently eligible for Medicare, is these new health insurance exchanges once they are set up.

Also, if you already have some type of insurance in place this does not affect you.  This is basically forging a way to provide coverage for people who do not have any insurance already.
Title: Re: Supreme Court upholds affordable care act!
Post by: Mus1cl0V3R on June 28, 2012, 01:52:48 pm
Somethings wrong with that link, no mater what annual income I enter, even down to 1000 a year it says you  will probably not qualify for federal assistance to help you purchase insurance. It also says If you do not purchases insurance you will be subject to a $42k penalty. Although I think the states will be offering the assistance?
The penalty amount depends on how you answered the questions.
It does not appear to work if you change your answers without refreshing
the page and answering the questions all over again.

Also, from the page:
"If you do not obtain insurance coverage by 2014 you will be assessed a tax penalty. The penalty becomes progressively greater from 2014 through 2016, when it reaches full strength. At that point..." the quoted penalty amount would apply.
Title: Re: Supreme Court upholds affordable care act!
Post by: Jeff G on June 28, 2012, 01:54:03 pm
I'm eager to see just how affordable and accessible healthcare will become under the Affordable Care Act, but it's still going to take a few years of implementation to see how that really works out.  With additional flexibility to purchase health insurance, it sure would be nice not to have to base every career decision on what health insurance my employer does / does not cover.

One problem is how insurance and or medicare is affected by the state laws that are still in effect . In Alabama where I live insurance company's are not required by state law to sell medigap or supplemental insurance to people under 65 . This leaves me with a 20% copay and a huge donut hole until 2020 .
I'm not sure how well you will fare with purchasing a policy if you wanted to cover it yourself outside of your employer .   

If I didn't have medicare and my state expands medicaid like its supposed to under federal law I would be covered if I met the income requirements ... its still a sticky situation but a vast improvement , eventually .   
Title: Re: Supreme Court upholds affordable care act!
Post by: WillyWump on June 28, 2012, 02:00:24 pm
The penalty amount depends on how you answered the questions.
It does not appear to work if you change your answers without refreshing
the page and answering the questions all over again.


ah yes, thank you. It was figuring the penalty on my original entry of $30k/yr.

Title: Re: Supreme Court upholds affordable care act!
Post by: denb45 on June 28, 2012, 02:03:16 pm
@ Solo_LTSurvivor.........correct since I never really qualified for medicaid in my State in the 1st place, and already have Heath Ins. already in place  ;)
Title: Re: Supreme Court upholds affordable care act!
Post by: Miss Philicia on June 28, 2012, 02:03:19 pm
Sad day for CNNFOXSPEWS (http://news.yahoo.com/blogs/ticket/health-care-ruling-scotus-cnn-gaffe-fox-news-154347515.html)
Title: Re: Supreme Court upholds affordable care act!
Post by: drewm on June 28, 2012, 02:16:48 pm
It's a start!  8)
Title: Re: Supreme Court upholds affordable care act!
Post by: Solo_LTSurvivor on June 28, 2012, 02:19:05 pm
Sad day for CNNFOXSPEWS (http://news.yahoo.com/blogs/ticket/health-care-ruling-scotus-cnn-gaffe-fox-news-154347515.html)

Priceless.

CHIEF JUSTICE ROBERTS IS A TRAITOR WHO HATES FREEDOM!

PS:  http://www.mediaite.com/online/chief-justice-john-roberts-wikipedia-page-vandalized-to-decribe-him-as-americas-17th-chief-traitor/
Title: Re: Supreme Court upholds affordable care act!
Post by: buginme2 on June 28, 2012, 02:29:20 pm
Medicare is expanded to cover about 30% more people.

Insurance companies can no longer cancel your insurance after you get sick.

Insurance companies can no longer charge people with pre existing illnesses more for insurance.

Your insurer cannot set a lifetime limit on benefit payouts. Any annual limits will be phased out by 2014.

By requiring everyone to buy healthcare, it would allow for insurance rates to be more stable and to cover more people.

---as someone said earlier, it's not a perfect plan.  However, it is definitely moving in the Right direction and is cause for everyone to celebrate.

Chief Justive Roberts, who knew you were such a progressive?
Title: Re: Supreme Court upholds affordable care act!
Post by: Solo_LTSurvivor on June 28, 2012, 02:55:06 pm
The Wall Street Journal attempted to answer some of those burning questions here (http://online.wsj.com/article/SB10001424052702304870304577486332188975276.html):

Q: Does this mean the health-overhaul law is in place for good?

A: The decision effectively upholds the law for now, but its future depends on which party controls the White House and Congress after elections in November. President Barack Obama and most Democrats consider the law a signature achievement and want to move forward implementing it. Republicans, including presumptive presidential nominee Mitt Romney, have pledged to overturn it. They say they would offer an alternative proposal but haven't been specific about what it would include.

Q: What happens to any benefits I already get because of the law?

A: They will stay in place for now. Parents will still be able to keep their children on their insurance plans up to age 26, and Medicare recipients will keep getting discounts on prescription drugs to close a gap in coverage known as the "doughnut hole." New levies under the law, such as the 10% tax on tanning services, also stay put.

Q: When will I see the big changes from the law?

A: Most of the mandates don't start until 2014. That is when most Americans will be required to carry insurance or pay the penalty at issue in the Supreme Court case. The penalty will start at $95 a year or up to 1% of a person's income, whichever is greater.

Tens of millions of Americans are expected to get insurance coverage under the system that starts in 2014. But fewer people may end up getting covered because the court made changes to the law's Medicaid expansion. It said states won't lose their existing Medicaid funds if they don't comply with the law's requirement to expand Medicaid eligibility to a broader swath of poor Americans. Another batch of people who earn more but still have low incomes will get tax credits to offset their insurance costs. Consumers will be able to comparison shop for policies in newly created exchanges that will operate like popular online travel websites.

Insurance companies will have to sell coverage to everyone, regardless of their medical history, and will have to restrict how much they vary premiums based on age. Companies with 50 workers or more will be required to offer insurance to their workers or pay a penalty.

Q: What if I already have insurance?

A: You may see changes to your plan. Unless your employer has "grandfathered" your insurance benefits' structure, your plan will have to meet new regulations under the law, such as covering more preventive services without out-of-pocket costs. There has been speculation that some employers will stop offering coverage and funnel workers toward exchanges once they open, but most companies say they have no immediate plans to do that.

Q: What will happen to my insurance premiums?

A: Most consumers can expect to keep seeing increases in premiums and co-payments because the underlying cost of health care is expected to rise. The law contains a few mechanisms to curb premiums, but it also requires that many insurance providers make their benefits more generous, which will raise their cost. Older people could see their premiums go down because of the new age rating rules insurers will face. People who buy policies without the help of an employer could get a better deal by being able to shop on the exchanges, where comparing plans will be easier than before.
Title: Re: Supreme Court upholds affordable care act!
Post by: Mus1cl0V3R on June 28, 2012, 03:00:05 pm
ah yes, thank you. It was figuring the penalty on my original entry of $30k/yr.
I input $30k/yr for a single individual and it indicated my full penalty would be $74+k.
They have to be adding up the penalties from 2014-2016 or their math is wrong.
Why else would the penalty be way over my indicated adjusted gross income?
Either way their numbers seem wrong.
(30k * 3(yrs)) - 74k(penalty) = (leaves me with only) $16k (over the three years)?
Title: Re: Supreme Court upholds affordable care act!
Post by: Solo_LTSurvivor on June 28, 2012, 03:15:52 pm
I input $30k/yr for a single individual and it indicated my full penalty would be $74+k.
They have to be adding up the penalties from 2014-2016 or their math is wrong.
Why else would the penalty be way over my indicated adjusted gross income?
Either way their numbers seem wrong.
(30k * 3(yrs)) - 74k(penalty) = (leaves me with only) $16k (over the three years)?

I must be missing something here.  I entered info for a single person with NO insurance with $30K income and this is what I saw:

(http://i45.tinypic.com/4h5szs.jpg)

A penalty of about $695

Of course, the answers will vary depending on how you answer the question - regarding whether you have insurance; for instance a person making that same $30K with insurance provided by their employer would see:

Based on your income, your annual premiums for that plan would be no more than $2,415 to $2,850. Your maximum out-of-pocket costs for deductibles and co-payments would be capped at 30 percent of the total cost.
Title: Re: Supreme Court upholds affordable care act!
Post by: Jeff G on June 28, 2012, 03:18:57 pm
Sad day for CNNFOXSPEWS (http://news.yahoo.com/blogs/ticket/health-care-ruling-scotus-cnn-gaffe-fox-news-154347515.html)

I never watch fox news but will later on today just to see the suffering and hysterics LOL . I bet Shaun Hannity is having convulsions . 
Title: Re: Supreme Court upholds affordable care act!
Post by: Mus1cl0V3R on June 28, 2012, 03:46:55 pm
I must be missing something here.  I entered info for a single person with NO insurance with $30K income and this is what I saw:
A penalty of about $695
Here is what I see. (note the difference in how the $30k was input)
It looks like the decimal point is ignored.
(http://i.imgbox.com/aao9Ue1h.jpg)
Title: Re: Supreme Court upholds affordable care act!
Post by: WillyWump on June 28, 2012, 03:51:54 pm
Here is what I see. (note the difference in how the $30k was input)
It looks like the decimal point is ignored.


Yes, apparently it's reading '$30,000' as $300.00, then giving a penalty of $695.

Edit:  OR it's reading $30,000.00 as $3 million and giving a penalty of $74k..which would be more acceptable.

whatever, its a stupid calculator

Title: Re: Supreme Court upholds affordable care act!
Post by: Mus1cl0V3R on June 28, 2012, 03:57:49 pm
Yes, apparently it's reading '$30,000' as $300.00, then giving a penalty of $695.
That is not what I meant.
I meant that it was reading my entry of $30000.00 ($30k) as $3000000 ($3mil).

Edit: Yes it's a stupid calculator.
Title: Re: Supreme Court upholds affordable care act!
Post by: Solo_LTSurvivor on June 28, 2012, 03:59:18 pm
Here is what I see. (note the difference in how the $30k was input)
It looks like the decimal point is ignored.

Ah, I see.  It appears to be wonky. 

I entered 30,000 with and without a decimal and still get $695.  It's only when I enter $3,000,000 (with or without decimal point) do I get that astronomical rate.

It must be broken from everyone trying to determine how the changes will affect them  :o
Title: Re: Supreme Court upholds affordable care act!
Post by: Hellraiser on June 28, 2012, 04:02:09 pm
Yes, apparently it's reading '$30,000' as $300.00, then giving a penalty of $695.

Edit:  OR it's reading $30,000.00 as $3 million and giving a penalty of $74k..which would be more acceptable.

whatever, its a stupid calculator

other way around  It reads 300.00 as 30,000 and 30,000.00 as 3,000,000
Title: Re: Supreme Court upholds affordable care act!
Post by: Miss Philicia on June 28, 2012, 04:03:15 pm
I just entered $.03 and it says "Obama lies; freedom dies"
Title: Re: Supreme Court upholds affordable care act!
Post by: Hellraiser on June 28, 2012, 04:05:02 pm
I just entered $.03 and it says "Obama lies; freedom dies"

My father is having a field day on facebook about how we are all doomed.  I poked a stick at the frothing conservatives he's friends with.  They took it well, I was only called a socialist like 12 times.
Title: Re: Supreme Court upholds affordable care act!
Post by: denb45 on June 28, 2012, 04:14:46 pm
My father is having a field day on facebook about how we are all doomed.  I poked a stick at the frothing conservatives he's friends with.  They took it well, I was only called a socialist like 12 times.

Please my $300,000 a yr money making family back in Nor-Cal are all so LIVID, that they don't even wanna speak to me now, so Trey don't feel too bad, the last time I spoke w/ my Twin Sister, she still cannot understand why I'm still slumming it in cheap-ass New Mexico for the last 10+ yrs........LOL   ;D
Title: Re: Supreme Court upholds affordable care act!
Post by: Hellraiser on June 28, 2012, 04:18:24 pm
This is an absolute gem.

http://www.buzzfeed.com/daves4/people-moving-to-canada-because-of-obamacare
Title: Re: Supreme Court upholds affordable care act!
Post by: phildinftlaudy on June 28, 2012, 04:24:12 pm
The highest the penalty can be is 1% of a person's income...

I believe the lowest it can be is $25...

The penalty given is the higher of the two....

So, a person making $50,000 a year would be subject to a penalty of $500 for not having insurance.

Title: Re: Supreme Court upholds affordable care act!
Post by: denb45 on June 28, 2012, 04:26:17 pm
This is an absolute gem.

http://www.buzzfeed.com/daves4/people-moving-to-canada-because-of-obamacare

I'd rather move to Germany, they have a much better Economy then we do...
Title: Re: Supreme Court upholds affordable care act!
Post by: denb45 on June 28, 2012, 04:28:41 pm
The highest the penalty can be is 1% of a person's income...

I believe the lowest it can be is $25...

The penalty given is the higher of the two....

So, a person making $50,000 a year would be subject to a penalty of $500 for not having insurance.

Ok Phill now I'm really confused  ???
Title: Re: Supreme Court upholds affordable care act!
Post by: leatherman on June 28, 2012, 04:44:45 pm
of course, there's no enforcement mechanism built into the law anyway, so the penalty means little ;)
http://www.forbes.com/sites/peterjreilly/2011/08/17/key-part-of-obamacare-unconstitutional-eleventh-circuit-rules/

Quote
The Court noted that the enforcement mechanism for the penalty made it relatively toothless:

An individual who fails to pay the penalty is not subject to criminal or additional civil penalties. The IRS’s authority to use liens or levies does not apply to the penalty.  No interest accrues on the penalty. The Act contains no enforcement mechanism. See id. All the IRS, practically speaking, can do is offset any tax refund owed to the uninsured taxpayer.
Title: Re: Supreme Court upholds affordable care act!
Post by: mecch on June 28, 2012, 06:07:19 pm
I feel more optimistic about the future of the USA today.
It seems to me that the GOP has egg on its face.  This baloney about Obama wasting his Presidency when in fact the GOP is wasting time being mean and obstructionist.

While I am optimistic bout the step forward, I am pessimist about the GOPs ability to  return back to reality and serious business.  I fear the only way this party, which wields 50% of the voting block, can help move the US towards the future is for ALL the old fogeys and their world view to die.  That reactionary world view seems to be dying an amazingly slow and fitful, miserable, bitter, fighting to the last breath death. 

I feel nothing good in the idea that 1% having everything is American freedom at its best.  That health care is a privilege. And yada yada yada. I'm getting OLD for crissakes but the GOP world view, still hanging on and attracting new recruits, seems like, I dunno, black and white World War I footage.  A bunch of bitter fat old capitalist plutocrat male tight-assed dinosaurs still with a fair amount of power.

When the fuck are they going to die, and let the rest of the fabulous, multicultural, dynamic country face the future and confront all its challenes collectively and constructively?  How the fuck are these assholes STILL around?

When? are. they. going. to disappear....
Title: Re: Supreme Court upholds affordable care act!
Post by: tednlou2 on June 29, 2012, 02:02:19 am
I'm confused by the penalty.  I remember hearing soon after the law passed that the penalty would not actually be enforced.  ABC World News showed two graphics tonight. 

Penalty For Not Buying Health Insurance--2014

$95 Adult
$285 Family

Penalty For Not Buying Health Insurance--2016

$695 Adult
$2,085 Family

They gave these figures for everyone, and not based on how much someone makes.  I've noticed most in the media are just as confused by this law.  When interviewing small business owners claiming they would have to keep their number of employees under 50 or that paying the penalty would be cheaper, most networks just took what they said as fact.  I didn't see any explaining whether what they were saying was true or false.  I know I don't know the details, but I would think the major networks would know.  They all seem a tad clueless.  But, I suppose that's nothing new.  And, the Obama Administration and Dems have run from this and haven't done a very good job, at all, explaining the benefits.   
Title: Re: Supreme Court upholds affordable care act!
Post by: Mus1cl0V3R on June 29, 2012, 04:15:13 am
For anyone interested...
All the gory details can be found here:
http://www.healthcare.gov/law/full/ (http://www.healthcare.gov/law/full/)

In the "Full text of the Affordable Care Act" pdf file...
pdf page 164 (document page 145) the penalties are discussed under...
"Chapter 48 - MAINTENANCE OF MINIMUM ESSENTIAL COVERAGE"

Good luck trying to make heads/tails of it. ;)
Title: Re: Supreme Court upholds affordable care act!
Post by: J.R.E. on June 29, 2012, 04:38:22 am
For anyone interested...
All the gory details can be found here:
http://www.healthcare.gov/law/full/ (http://www.healthcare.gov/law/full/)

In the "Full text of the Affordable Care Act" pdf file...
pdf page 164 (document page 145) the penalties are discussed under...
"Chapter 48 - MAINTENANCE OF MINIMUM ESSENTIAL COVERAGE"

Good luck trying to make heads/tails of it. ;)


Thanks for that  !!  This should keep me busy for a an hour or two !   ;)  I can already feel my brain beginning to swell. !!  :)

Ray
Title: Re: Supreme Court upholds affordable care act!
Post by: WillyWump on June 29, 2012, 12:06:41 pm
For anyone interested...
All the gory details can be found here:
http://www.healthcare.gov/law/full/ (http://www.healthcare.gov/law/full/)


Everyone should be reading this.

I will volunteer my services to read it outloud to the illiterate or lazy (or any resident of Mississippi)

-W
Title: Re: Supreme Court upholds affordable care act!
Post by: J.R.E. on June 30, 2012, 11:06:41 pm


By the way, this is the Supreme court ruling PDF:


http://www.cfnews13.com/content/dam/news/static/cfnews13/documents/2012/06/supreme-court-health-care-ruling-0628.pdf
Title: Re: Supreme Court upholds affordable care act!
Post by: Miss Philicia on July 01, 2012, 02:16:53 pm
This is an interesting way to look at things and it makes sense: linky (http://www.slate.com/blogs/moneybox/2012/06/30/which_states_are_most_likely_to_resist_medicaid_expansion_.html)

Quote
Assuming Barack Obama is re-elected in 2012 and the Affordable Care Act is implemented starting in 2014, which states are most likely to decline the federal government's offer to expand Medicaid on extremely generous terms?

In the very short-term, the decision is likely to be based on idiosyncratic elements of local politics. Governor Rick Perry of Texas has defined his political career in terms of sharp antagonism to the federal government, and Governor Rick Scott of Florida has defined his political career in terms of sharp antagonism to the Affordable Care Act. But it's by no means clear that either of those men will be in office by 2015. Over the longer term, Medicaid expansion should be driven by structural factors rather than the peculiarities of any particular politician.

The way I see it playing out, in most places local health care providers—hospitals, doctors—plus the national pharmaceutical industry will exist as a powerful lobby in favor of expansion. More Medicaid equals more customers. Certain classes of low-wage employers should also favor expansion. That means the greatest opposition to expansion over the long-term may come not from places like Texas, but from the low-population states of the Plains. Why? Because those are the places most likely to be suffering from shortages of doctors and other health providers. In a place where people worry about provider shortages, Medicaid expansion won't do existing providers much good. And the existing set of insured people will worry that completely aside from financial issues, Medicaid expansion will mean fewer doctors' appointments and hospital beds to go around.