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Author Topic: Private Medical cover in UK  (Read 404 times)

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Offline AJ68

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  • Posts: 25
Private Medical cover in UK
« on: February 09, 2018, 11:54:28 am »
Hi

Has anyone taken out a medical policy in the uk after testing Poz? I am moving from a company policy (international) to a personal one and want to understand the implicaions of being hiv positive.
Hiv and conditions resulting from HIV seem to be general exclusions on all policies. HIV itself doesnt worry me as that is dealt with by NHS so no cost to insurance but am afraid that they may try to virtually pin other ailments to be resulting from HIV rendering the policy worthless.
Any views?

Cheers

Online JimDublin

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Re: Private Medical cover in UK
« Reply #1 on: February 10, 2018, 07:31:32 am »
I never had private medical insurance in the UK, can't help on that. I was a NHS Customer. ;)  Perhaps you can ask the THT? They might know or at least be able to point you in the right direction  http://www.tht.org.uk/

I have private medical insurance in Ireland, not that its really needed as the HSE will treat regardless but it gives me a private room and some upgrades and I never had the insurance try and get out of a claim due to my HIV status despite having related issue.

Jim 
HIV 101 - Everything you need to know
HIV 101
Transmission and Risks:
HIV Transmission and Risks
Read more about Testing here:
HIV Testing
Read about Treatment-as-Prevention (TasP) here:
HIV TasP
You can read about HIV prevention here:
HIV prevention
Read about PEP and PrEP here
PEP and PrEP

Offline AJ68

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Re: Private Medical cover in UK
« Reply #2 on: February 10, 2018, 02:23:33 pm »
Tx Jim. Will check with THT.

I have always had it for the same reason..nhs will treat but to avoid long waits......did you disclose status to insurance?

AJ

Offline AJ68

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Re: Private Medical cover in UK
« Reply #3 on: February 10, 2018, 02:24:25 pm »
Tx Jim. Will check with THT.

I have always had it for the same reason..nhs will treat but to avoid long waits......did you disclose status to insurance?

AJ

Online JimDublin

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Re: Private Medical cover in UK
« Reply #4 on: February 11, 2018, 04:24:19 am »
Yeah they are aware of my HIV status. It never gave me any problems but that's my experience so do check with THT

Jim
HIV 101 - Everything you need to know
HIV 101
Transmission and Risks:
HIV Transmission and Risks
Read more about Testing here:
HIV Testing
Read about Treatment-as-Prevention (TasP) here:
HIV TasP
You can read about HIV prevention here:
HIV prevention
Read about PEP and PrEP here
PEP and PrEP

 


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