Welcome, Guest. Please login or register.
March 28, 2024, 03:42:21 pm

Login with username, password and session length


Members
Stats
  • Total Posts: 772946
  • Total Topics: 66310
  • Online Today: 424
  • Online Ever: 5484
  • (June 18, 2021, 11:15:29 pm)
Users Online
Users: 0
Guests: 359
Total: 359

Welcome


Welcome to the POZ Community Forums, a round-the-clock discussion area for people with HIV/AIDS, their friends/family/caregivers, and others concerned about HIV/AIDS.  Click on the links below to browse our various forums; scroll down for a glance at the most recent posts; or join in the conversation yourself by registering on the left side of this page.

Privacy Warning:  Please realize that these forums are open to all, and are fully searchable via Google and other search engines. If you are HIV positive and disclose this in our forums, then it is almost the same thing as telling the whole world (or at least the World Wide Web). If this concerns you, then do not use a username or avatar that are self-identifying in any way. We do not allow the deletion of anything you post in these forums, so think before you post.

  • The information shared in these forums, by moderators and members, is designed to complement, not replace, the relationship between an individual and his/her own physician.

  • All members of these forums are, by default, not considered to be licensed medical providers. If otherwise, users must clearly define themselves as such.

  • Forums members must behave at all times with respect and honesty. Posting guidelines, including time-out and banning policies, have been established by the moderators of these forums. Click here for “Do I Have HIV?” posting guidelines. Click here for posting guidelines pertaining to all other POZ community forums.

  • We ask all forums members to provide references for health/medical/scientific information they provide, when it is not a personal experience being discussed. Please provide hyperlinks with full URLs or full citations of published works not available via the Internet. Additionally, all forums members must post information which are true and correct to their knowledge.

  • Product advertisement—including links; banners; editorial content; and clinical trial, study or survey participation—is strictly prohibited by forums members unless permission has been secured from POZ.

To change forums navigation language settings, click here (members only), Register now

Para cambiar sus preferencias de los foros en español, haz clic aquí (sólo miembros), Regístrate ahora

Finished Reading This? You can collapse this or any other box on this page by clicking the symbol in each box.

Author Topic: Life Insurance living with HIV...  (Read 3090 times)

0 Members and 1 Guest are viewing this topic.

Offline GeoWilliamJr

  • New Member
  • Posts: 1
  • Just want 2 meet my mate & move on in life...
Life Insurance living with HIV...
« on: March 22, 2014, 03:39:08 pm »
I was covered through my job with life insurance. I had been on that job for over 10 years. Once the job started laying off we lost all benefits. Now I can not find life insurance do to my health status. Do anyone here know of a certain insurance company who does insure people living with HIV????

I live in the DC area.

Thank you
GeoWilliam!

Offline buginme2

  • Member
  • Posts: 3,426
Re: Life Insurance living with HIV...
« Reply #1 on: March 22, 2014, 05:06:07 pm »
I don't think there are any that offer any significant policy amount. 

There are some low benefit policies, guaranteed coverage for anyone.  However, they are low $$ policies up to about $10k.  Usually there are age requirements for guaranteed coverage policies.

Lesson. Anyone with a private life insurance policy obtained pre hiv, don't let it lapse. 

Otherwise, if your start a new job and are offered guaranteed coverage TAKE IT

Don't be fancy, just get dancey

Offline AusShep

  • Member
  • Posts: 526
Re: Life Insurance living with HIV...
« Reply #2 on: March 22, 2014, 07:14:16 pm »
...
Lesson. Anyone with a private life insurance policy obtained pre hiv, don't let it lapse. 

Otherwise, if your start a new job and are offered guaranteed coverage TAKE IT

Also, many policies you get at work will allow you to convert them to an individual term or whole life policy when you leave.

I've done this twice.

 


Terms of Membership for these forums
 

© 2024 Smart + Strong. All Rights Reserved.   terms of use and your privacy
Smart + Strong® is a registered trademark of CDM Publishing, LLC.