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Author Topic: Work Insurance  (Read 1187 times)

0 Members and 1 Guest are viewing this topic.

Offline contagion

  • Member
  • Posts: 72
Work Insurance
« on: April 18, 2012, 02:02:44 AM »
Sorry if this has been discussed before but couldn't find anything. My job provides insurance at a discounted rate through a national carrier. My company employs around 50 people.The premium is automatically deducted from my pay. Now what I wanted to know is that if I go on meds can I denied insurance because of higher costs? Can my employer find out about my status?
I have a t-shirt with my t-cells on it.

Offline Miss Philicia

  • Member
  • Posts: 23,991
  • celebrity poster, faker & poser
Re: Work Insurance
« Reply #1 on: April 18, 2012, 08:52:00 AM »
Your employer just gets a monthly bill for the group premium. They don't get to see your medical history.
"Iíve slept with enough men to know that Iím not gay"

Offline leatherman

  • Member
  • Posts: 6,130
  • Google and HIV meds are Your Friends
Re: Work Insurance
« Reply #2 on: April 18, 2012, 10:24:29 AM »
and don't forget, once you start meds, to check with the manufacturer's website to get the information for co-pay assistance. A lot of advocates and the government have worked hard to make sure HIV meds are more affordable for everyone, so make sure to take advantage of their advocacy on your part. ;)
leatherman (aka mIkIE)


chart from 1992-2013; updated 2/09/13  Reyataz/Norvir/Truvada

Offline OneTampa

  • Member
  • Posts: 2,159
  • "Butterflies are free."
Re: Work Insurance
« Reply #3 on: April 18, 2012, 09:07:48 PM »
Very good responses here.

You may also find the posts to this thread from 2011 helpful:
http://forums.poz.com/index.php?topic=36081.0

Bottom line, you shouldn't worry.

Take care.
"He is my oldest child. The shy and retiring one over there with the Haitian headdress serving pescaŪto frito."

Offline contagion

  • Member
  • Posts: 72
Re: Work Insurance
« Reply #4 on: April 18, 2012, 10:50:00 PM »
Thanks for the replies guys. Thanks for the link OneTampa..but that thread seems to argue the points on both sides! One says, its illegal for the status to be revealed. While other says its possible to indirectly find out and even layoff that person.  My insurance company charged me for some tests they "don't cover", so I'm thinking they're not going to cover me and call my condition pre-existing condition. So guess I'm paying for everything anyway till I hit my one year maximum out of pocket.
I have a t-shirt with my t-cells on it.

 


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