Quantcast

Subscribe to:
POZ magazine
E-newsletters
Join POZ: Facebook MySpace Twitter Pinterest
Tumblr Google+ Flickr MySpace
POZ Personals
Sign In / Join
Username:
Password:
Welcome, Guest. Please login or register.
April 24, 2014, 05:41:48 PM

Login with username, password and session length


Members
  • Total Members: 22265
  • Latest: SCCL
Stats
  • Total Posts: 621332
  • Total Topics: 46812
  • Online Today: 242
  • Online Ever: 585
  • (January 07, 2014, 02:31:47 PM)
Users Online

Welcome


Welcome to the POZ/AIDSmeds Community Forums, a round-the-clock discussion area for people with HIV/AIDS, their friends/family/caregivers, and others concerned about HIV/AIDS.  Click on the links below to browse our various forums; scroll down for a glance at the most recent posts; or join in the conversation yourself by registering on the left side of this page.

Privacy Warning:  Please realize that these forums are open to all, and are fully searchable via Google and other search engines. If you are HIV positive and disclose this in our forums, then it is almost the same thing as telling the whole world (or at least the World Wide Web). If this concerns you, then do not use a username or avatar that are self-identifying in any way. We do not allow the deletion of anything you post in these forums, so think before you post.

  • The information shared in these forums, by moderators and members, is designed to complement, not replace, the relationship between an individual and his/her own physician.

  • All members of these forums are, by default, not considered to be licensed medical providers. If otherwise, users must clearly define themselves as such.

  • Forums members must behave at all times with respect and honesty. Posting guidelines, including time-out and banning policies, have been established by the moderators of these forums. Click here for “Am I Infected?” posting guidelines. Click here for posting guidelines pertaining to all other POZ/AIDSmeds community forums.

  • We ask all forums members to provide references for health/medical/scientific information they provide, when it is not a personal experience being discussed. Please provide hyperlinks with full URLs or full citations of published works not available via the Internet. Additionally, all forums members must post information which are true and correct to their knowledge.

  • Product advertisement—including links; banners; editorial content; and clinical trial, study or survey participation—is strictly prohibited by forums members unless permission has been secured from POZ.

To change forums navigation language settings, click here (members only), Register now

Para cambiar sus preferencias de los foros en español, haz clic aquí (sólo miembros), Regístrate ahora

Finished Reading This? You can collapse this or any other box on this page by clicking the symbol in each box.

Author Topic: long term disablitly and social securtiy  (Read 4090 times)

0 Members and 1 Guest are viewing this topic.

Offline bigrob37

  • Member
  • Posts: 37
  • life is good
long term disablitly and social securtiy
« on: December 01, 2008, 12:21:23 PM »
sorry everyone let me start over
I have been receiving long term disablity from my last job, and now the company thats called unum wants to me to apply for ssi. And when I am approved I get retro pay  so unum says I will than be overpayed by them
so they want the off set amount Dam I only get a 1000 a month from unum and I am sure sociial not going to be much more.  I hear social could take years to get its like I should go back to work .
« Last Edit: December 01, 2008, 06:26:52 PM by bigrob37 »

Offline Miss Philicia

  • Member
  • Posts: 23,581
  • celebrity poster, faker & poser
Re: long term disablitly and social securtiy
« Reply #1 on: December 01, 2008, 01:03:06 PM »
Rob, first of all I'm not sure what you mean by "ltd worker" (I know you're saying "long term disability worker" but not sure what exactly you're meaning -- does this person work directly for the Social Security Administration or some other entity?).

The only time I've heard of paying back money is when you get assistance from some OTHER government source during that period during which you are waiting for SSDI approval.  By the time you are approved they will pay you retroactively back to the point when you stopped work, so if you got any other assistance during that time you are technically liable to pay it back out of this retroactive income.  That was my case, though the bureaucracy in NYC that I got assistance from never came after for me for any of the money, so I just never paid it back.  It wasn't a huge amount so I just sat it aside in case they asked for it, and after a couple of years of hearing nothing I eventually forgot about it.

I assume what you are describing might be like this, but you're really not giving anyone here enough information.
"Iíve slept with enough men to know that Iím not gay"

Offline RapidRod

  • Member
  • Posts: 15,194
Re: long term disablitly and social securtiy
« Reply #2 on: December 01, 2008, 01:08:02 PM »
Bob, you think you are having it hard now. You'll really be having a tough time on SSI. Try for SSDI before SSI.

Offline weasel

  • Member
  • Posts: 1,589
Re: long term disablitly and social securtiy
« Reply #3 on: December 01, 2008, 01:14:12 PM »
hey bigrob ,
                when I applied and was denied ,my lawyer told me any money I had in savings
was NOBODIES  business as I was applying for SSDI and my money had NOTHING to do with it !

 WELL the JUDGE  concedered the money in the bank , and I had to FORFIT  my back pay
from SSDI . So it is NOT guarantied YOU will get all your back pay !

 BUT the future is what I am concerned with , and back  pay would have been nice , but
tomorrow means more to me than back pay .

 I wish you the best of luck , It IS a demeaning process ,but stick with it !

                                                                     love , Karl  :-*
" Live and let Live "

Offline BT65

  • Global Moderator
  • Member
  • Posts: 9,639
  • Diagnosed + 1989
Re: long term disablitly and social securtiy
« Reply #4 on: December 01, 2008, 08:37:34 PM »
Rob, I have a friend who was a teacher and got injured from one of her students jumping on her back.  She was getting disability from the state of Michigan.  When social security determined her disabled, the state of Michigan wanted the pay they had given her from what month social security determined she was disabled until she got her first SS check.  I don't know if this makes sense or not.
I've never killed anyone, but I frequently get satisfaction reading the obituary notices.-Clarence Darrow

Offline bigrob37

  • Member
  • Posts: 37
  • life is good
Re: long term disablitly and social securtiy
« Reply #5 on: December 01, 2008, 10:21:18 PM »
thanks sounds like they want every cent from you to make you more miserable than you all ready are.

Offline bigrob37

  • Member
  • Posts: 37
  • life is good
Re: long term disablitly and social securtiy
« Reply #6 on: December 01, 2008, 10:31:21 PM »
Rob, first of all I'm not sure what you mean by "ltd worker" (I know you're saying "long term disability worker" but not sure what exactly you're meaning -- does this person work directly for the Social Security Administration or some other entity?).

The only time I've heard of paying back money is when you get assistance from some OTHER government source during that period during which you are waiting for SSDI approval.  By the time you are approved they will pay you retroactively back to the point when you stopped work, so if you got any other assistance during that time you are technically liable to pay it back out of this retroactive income.  That was my case, though the bureaucracy in NYC that I got assistance from never came after for me for any of the money, so I just never paid it back.  It wasn't a huge amount so I just sat it aside in case they asked for it, and after a couple of years of hearing nothing I eventually forgot about it.


thanks for replying I guess having aids isnt bad enough now they want to take you for everything your worth.
I hear unum likes to rip off people so I will have to do some investigating. according to the paper work I got it says unum will take an off set amount of 1100 dollars a month and I will have to pay back that much. so far its been 5 months 3500 bucks or so. I thought ssdi would work a little faster in these cases its not like I broke my back. I have aids and hpv and nerve damage and who knows what else is going on with this body.  I am thankful the doctors caught it six months to late saying it was just the flu. I am still a little pissed off at my doctor for not seeing the signs

I assume what you are describing might be like this, but you're really not giving anyone here enough information.

Offline md

  • Member
  • Posts: 196
Re: long term disablitly and social securtiy
« Reply #7 on: December 01, 2008, 11:20:42 PM »
when I applied and was denied ,my lawyer told me any money I had in savings
was NOBODIES  business as I was applying for SSDI and my money had NOTHING to do with it !

 WELL the JUDGE  concedered the money in the bank , and I had to FORFIT  my back pay
from SSDI . So it is NOT guarantied YOU will get all your back pay !


Since SSDI isn't a means tested benefit it doesn't matter how much money you have, but you won't be eligible for SSDI if you are actually still earning and it sounds as if, in your case, they somehow regarded your "back pay" as being earnings - in which case SSDI eligibility would not start until after the period of time that those earnings were deemed to cover.

Offline AndyArrow

  • Member
  • Posts: 1,196
Re: long term disablitly and social securtiy
« Reply #8 on: December 02, 2008, 03:39:09 PM »
sorry everyone let me start over
I have been receiving long term disablity from my last job, and now the company thats called unum wants to me to apply for ssi. And when I am approved I get retro pay  so unum says I will than be overpayed by them
so they want the off set amount Dam I only get a 1000 a month from unum and I am sure sociial not going to be much more.  I hear social could take years to get its like I should go back to work .

This happened to a friend of mine.  If I understand this correctly, Unum is basically saying that you are not covered by them once your SSDI starts and since SSDI is often backdated (meaning even though you applied in December Social Security determined you disabled in say August) so you would get a check covering that period.  Unum will want to be paid back for those few months it feels you were getting paid by them and SSDI.  It sucks but then nobody every said insurance companies were nice.

I'm really sorry you having to go through all of this.  I understand the process for SSDI can be very frustrating.  I was very lucky that I get my disability through the railroads version of SSDI since I paid into their plan rather than Social Security and I was approved in just a few weeks.  Check with your local ASO and they can help you with how to prepare for you meeting with Social Security.

Best of Luck,
AA
It is not the arrival that matters.  It is the journey along the way. -- Michel Montaigne

Offline mikejh

  • Member
  • Posts: 31
Re: long term disablitly and social securtiy
« Reply #9 on: March 03, 2011, 08:48:52 PM »
Hi
You will have to pay the difference between your SSDI and Unum back to unum for the time that you have been on Unum only. Say you have $700 from SSDI and $1000 from Unum and get back pay for 5 months you have to give that check back to Unum and in the future you will get $700 SSDI and $300 from Unum.
Mike
CD4   %
22 Sep 06   37     5  Started Atripla
5   Oct 06   82     9
1   Dec 06  258   13
25 Jan  07  263   14
1   May 07  403   18
6   Aug 07  438   22
7   Nov 07  417   19
30 jan   08  310   19
7   May  08  285   20
6   Aug  08  472   27
12  Nov 08  444   26
11  Feb  09 335    19
10  May  09  460  25

 


Terms of Membership for these forums
 

© 2014 Smart + Strong. All Rights Reserved.   terms of use and your privacy
Smart + Strong® is a registered trademark of CDM Publishing, LLC.