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Author Topic: Medicare question  (Read 867 times)

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Offline GSOgymrat

  • Member
  • Posts: 5,038
  • HIV+ since 1993. INTJ
Medicare question
« on: December 10, 2009, 08:50:42 PM »
My partner had to go on disability when he had cancer a couple of years ago. Recently he was sent a medicare card even though he has returned to work full-time and has insurance. He is going to decline the medicare coverage because there is a cost associated with having it. Does anyone know if there could be negative repercussions down the road from declining medicare coverage? This isn't really HIV related and I'm not sure who to ask.

Offline Assurbanipal

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  • Posts: 2,173
  • Taking a forums break, still see PM's
Re: Medicare question
« Reply #1 on: December 10, 2009, 09:36:49 PM »
5/06 VL 1M+, CD4 22, 5% , pneumonia, thrush -- O2 support 2 months, 6/06 +Kaletra/Truvada
9/06 VL 3959 CD4 297 13.5% 12/06 VL <400 CD4 350 15.2% +Pravachol
2007 VL<400, 70, 50 CD4 408-729 16.0% -19.7%
2008 VL UD CD4 468 - 538 16.7% - 24.6% Osteoporosis 11/08 doubled Pravachol, +Calcium/D
02/09 VL 100 CD4 616 23.7% 03/09 VL 130 5/09 VL 100 CD4 540 28.4% +Actonel (osteoporosis) 7/09 VL 130
8/09  new regimen Isentress/Epzicom 9/09 VL UD CD4 621 32.7% 11/09 VL UD CD4 607 26.4% swap Isentress for Prezista/Norvir 12/09 (liver and muscle issues) VL 50
2010 VL UD CD4 573-680 26.1% - 30.9% 12/10 VL 20
2011 VL UD-20 CD4 568-673 24.7%-30.6%
2012 VL UD swap Prezista/Norvir for Reyataz drop statin CD4 768-828 26.7%-30.7%

Offline minismom

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  • Posts: 2,608
  • Quocumque jeceris stabit
Re: Medicare question
« Reply #2 on: December 11, 2009, 07:36:38 AM »
When Mim got her medicare card, we had private insurance also through Hubby's old job. we were told that the Medicare card would pay any deductables that we had so that our out-of-pocket would be $zero.

Not sure if there are reprocussions for declining.  I don't see how there could be, especially if his circumstances change.

Have a great weekend!
Mum
www.watoto.com
www.MotherBearProject.org
"Whichever way you throw me, i will stand"
"Don't worry about the world coming to an end today...it's already tomorrow in Australia"  Charles Schultz

Offline Assurbanipal

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  • Posts: 2,173
  • Taking a forums break, still see PM's
Re: Medicare question
« Reply #3 on: December 11, 2009, 08:48:17 AM »
Note to mum

Medicare can assign a penalty premium if you don't sign up when you were first eliigible to do so.  Bascially they will raise your rates when you sign up the next time. 

The penalty was mainly targeted at people who don't sign up at age 65.  But the rules on when they do and do not assess a penalty on disability are complicated, which is why the SSA helpline  (and how it would work for pediatric care would no doubt be incomprehensible, but I don't think it applies)...
5/06 VL 1M+, CD4 22, 5% , pneumonia, thrush -- O2 support 2 months, 6/06 +Kaletra/Truvada
9/06 VL 3959 CD4 297 13.5% 12/06 VL <400 CD4 350 15.2% +Pravachol
2007 VL<400, 70, 50 CD4 408-729 16.0% -19.7%
2008 VL UD CD4 468 - 538 16.7% - 24.6% Osteoporosis 11/08 doubled Pravachol, +Calcium/D
02/09 VL 100 CD4 616 23.7% 03/09 VL 130 5/09 VL 100 CD4 540 28.4% +Actonel (osteoporosis) 7/09 VL 130
8/09  new regimen Isentress/Epzicom 9/09 VL UD CD4 621 32.7% 11/09 VL UD CD4 607 26.4% swap Isentress for Prezista/Norvir 12/09 (liver and muscle issues) VL 50
2010 VL UD CD4 573-680 26.1% - 30.9% 12/10 VL 20
2011 VL UD-20 CD4 568-673 24.7%-30.6%
2012 VL UD swap Prezista/Norvir for Reyataz drop statin CD4 768-828 26.7%-30.7%

Offline GSOgymrat

  • Member
  • Posts: 5,038
  • HIV+ since 1993. INTJ
Re: Medicare question
« Reply #4 on: December 11, 2009, 09:04:15 AM »

 


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