Quantcast

Subscribe to:
POZ magazine
E-newsletters
Join POZ: Facebook MySpace Twitter Pinterest
Tumblr Google+ Flickr MySpace
POZ Personals
Sign In / Join
Username:
Password:
Welcome, Guest. Please login or register.
July 24, 2014, 11:53:52 AM

Login with username, password and session length


Members
  • Total Members: 23024
  • Latest: louis80
Stats
  • Total Posts: 631730
  • Total Topics: 47824
  • Online Today: 266
  • Online Ever: 585
  • (January 07, 2014, 02:31:47 PM)
Users Online

Welcome


Welcome to the POZ/AIDSmeds Community Forums, a round-the-clock discussion area for people with HIV/AIDS, their friends/family/caregivers, and others concerned about HIV/AIDS.  Click on the links below to browse our various forums; scroll down for a glance at the most recent posts; or join in the conversation yourself by registering on the left side of this page.

Privacy Warning:  Please realize that these forums are open to all, and are fully searchable via Google and other search engines. If you are HIV positive and disclose this in our forums, then it is almost the same thing as telling the whole world (or at least the World Wide Web). If this concerns you, then do not use a username or avatar that are self-identifying in any way. We do not allow the deletion of anything you post in these forums, so think before you post.

  • The information shared in these forums, by moderators and members, is designed to complement, not replace, the relationship between an individual and his/her own physician.

  • All members of these forums are, by default, not considered to be licensed medical providers. If otherwise, users must clearly define themselves as such.

  • Forums members must behave at all times with respect and honesty. Posting guidelines, including time-out and banning policies, have been established by the moderators of these forums. Click here for “Am I Infected?” posting guidelines. Click here for posting guidelines pertaining to all other POZ/AIDSmeds community forums.

  • We ask all forums members to provide references for health/medical/scientific information they provide, when it is not a personal experience being discussed. Please provide hyperlinks with full URLs or full citations of published works not available via the Internet. Additionally, all forums members must post information which are true and correct to their knowledge.

  • Product advertisement—including links; banners; editorial content; and clinical trial, study or survey participation—is strictly prohibited by forums members unless permission has been secured from POZ.

To change forums navigation language settings, click here (members only), Register now

Para cambiar sus preferencias de los foros en español, haz clic aquí (sólo miembros), Regístrate ahora

Finished Reading This? You can collapse this or any other box on this page by clicking the symbol in each box.

Author Topic: Insurance providers accepted by NY State APIC program?  (Read 2547 times)

0 Members and 1 Guest are viewing this topic.

Offline tamsinasia

  • Member
  • Posts: 6
Insurance providers accepted by NY State APIC program?
« on: January 12, 2009, 02:56:49 PM »
Does anyone know which specific health plan(s) to choose if the goal is acceptance in New York's ADAP "APIC" program?  Thanks.

Online Miss Philicia

  • Member
  • Posts: 23,880
  • celebrity poster, faker & poser
Re: Insurance providers accepted by NY State APIC program?
« Reply #1 on: January 12, 2009, 03:07:29 PM »
Just so others reading here know, APIC is New York state's ADAP Plus Insurance Continuation program, a program which is not offered in a lot of other states. 


tamsinasia, I was on APIC from 2002-2004 until I went on Medicare.  From what I recall, they're not allowed to mandate what program to enroll in.  At first I was on COBRA which they paid directly to my old employer, then when that was to end I had to enroll in a single person plan.  I can't recall everything but I know when I got a couple quotes for two different plans the amount of the premiums was very different, because the higher cost plan was one that made my co-pays very minimal (actually they were just more in line with what I'd payed on my ex-employer's plan).  I know I asked if I was require to select the cheaper plan and APIC said that they're not allowed to chose for me, so I then replied "Oh, you mean if I pick the more expensive one you'll pay it" and they said they would.  I swear I think it was $700/month and I can only imagine what it would cost now 7 years later. 

Plus you'll still be enrolled in ADAP for your meds, so you won't pay anything in terms of co-pay for this -- do NOT use your APIC insurance to pay for meds.  Only use it for medical services (doctor's visits, lab work, etc.)

Not sure where you live, but if you're around NYC I'd advice going to GMHC's Client Advocacy Unit and obtaining case management.  If you're dealing with things like APIC they should get you around the first line of volunteers during in-take and talking directly with a paid staff member to answer all of your questions.

http://www.gmhc.org/policy/benefits/apic.html
« Last Edit: January 12, 2009, 03:11:51 PM by Miss Philicia »
"Iíve slept with enough men to know that Iím not gay"

 


Terms of Membership for these forums
 

© 2014 Smart + Strong. All Rights Reserved.   terms of use and your privacy
Smart + Strong® is a registered trademark of CDM Publishing, LLC.