Quantcast

Subscribe to:
POZ magazine
E-newsletters
Join POZ: Facebook MySpace Twitter Pinterest
Tumblr Google+ Flickr MySpace
POZ Personals
Sign In / Join
Username:
Password:
Welcome, Guest. Please login or register.
July 28, 2014, 12:35:46 AM

Login with username, password and session length


Members
Stats
  • Total Posts: 632056
  • Total Topics: 47853
  • Online Today: 201
  • Online Ever: 585
  • (January 07, 2014, 02:31:47 PM)
Users Online

Welcome


Welcome to the POZ/AIDSmeds Community Forums, a round-the-clock discussion area for people with HIV/AIDS, their friends/family/caregivers, and others concerned about HIV/AIDS.  Click on the links below to browse our various forums; scroll down for a glance at the most recent posts; or join in the conversation yourself by registering on the left side of this page.

Privacy Warning:  Please realize that these forums are open to all, and are fully searchable via Google and other search engines. If you are HIV positive and disclose this in our forums, then it is almost the same thing as telling the whole world (or at least the World Wide Web). If this concerns you, then do not use a username or avatar that are self-identifying in any way. We do not allow the deletion of anything you post in these forums, so think before you post.

  • The information shared in these forums, by moderators and members, is designed to complement, not replace, the relationship between an individual and his/her own physician.

  • All members of these forums are, by default, not considered to be licensed medical providers. If otherwise, users must clearly define themselves as such.

  • Forums members must behave at all times with respect and honesty. Posting guidelines, including time-out and banning policies, have been established by the moderators of these forums. Click here for “Am I Infected?” posting guidelines. Click here for posting guidelines pertaining to all other POZ/AIDSmeds community forums.

  • We ask all forums members to provide references for health/medical/scientific information they provide, when it is not a personal experience being discussed. Please provide hyperlinks with full URLs or full citations of published works not available via the Internet. Additionally, all forums members must post information which are true and correct to their knowledge.

  • Product advertisement—including links; banners; editorial content; and clinical trial, study or survey participation—is strictly prohibited by forums members unless permission has been secured from POZ.

To change forums navigation language settings, click here (members only), Register now

Para cambiar sus preferencias de los foros en español, haz clic aquí (sólo miembros), Regístrate ahora

Finished Reading This? You can collapse this or any other box on this page by clicking the symbol in each box.

Author Topic: Viatical Companies  (Read 2207 times)

0 Members and 1 Guest are viewing this topic.

Offline Chemteach7

  • Member
  • Posts: 15
Viatical Companies
« on: November 08, 2008, 12:11:40 AM »
Hey guys. I could really use some help here. I have just "retired" from my job as a a high school teacher and am converting a life insurance policy of $45,000 group to an individual. I was using a company called Life Partners in Texas to do a Viatical settlement on it and midway thru, the woman handleing it called and said do to the economy alot of the case files in the company had to be cancelled cause the investors were not funding. I was given the name of Viasource funding, but I could really use some help here. Does anyone have any company names that are doing viatial settlements currently ?????

Offline bear60

  • Member
  • Posts: 4,104
Re: Viatical Companies
« Reply #1 on: November 08, 2008, 09:07:36 AM »
My opinion is that you should not do a viatical settlement on your insurance policy unless you are desperate for funds. (Like you cannot afford to live without it.)
You have been informed that due to the economy this type of buyout is not being funded. I would take that as a sign you should wait, or seek other avenues.  My concern is that you would only get pennies on the dollar at this time.
As I remember it, back in the early 90's, viatical buyouts were done when someone was given 6 months to 2 years to live. If you dont fit that catagory, it hardly seems logical to persue a viatical buyout.
Poz Bear Type in Philadelphia

Offline Chemteach7

  • Member
  • Posts: 15
Re: Viatical Companies
« Reply #2 on: November 08, 2008, 11:04:34 AM »
That is why I am seeking out other companies (if people out there... hint...hint...) have any information so I can see what my options are. You see, this life insurance policy is not all its cracked up to be and has so many restrictions on it after conversion from group, I would rather sell it. I am willing to wait until better economic times, but surely someone has some contact names ????

Offline allanq

  • Member
  • Posts: 689
  • still life with pills
Re: Viatical Companies
« Reply #3 on: November 08, 2008, 06:08:55 PM »
Most viatical settlements are done through brokers who can shop around to get you the most favorable terms. Do a Google search on "viatical settlement brokers" and you'll get lots of names.

Here's a website with good general information about viatical settlements:

www.viatical-web.org/


Allan
Top (Breakfast): Prezista, Norvir, Isentress, Zoloft (2), Glyburide (2), Aspirin
Bottom right (Dinner): Prezista, Norvir, Isentress
Bottom left (Bedtime): Sustiva, Trazodone (2), Lipitor, Septra (no longer taking this)
Center: Alprazolam (Xanax)
Not shown: various vitamins & supplements

 


Terms of Membership for these forums
 

© 2014 Smart + Strong. All Rights Reserved.   terms of use and your privacy
Smart + Strong® is a registered trademark of CDM Publishing, LLC.