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Author Topic: Hi & Question about Humana Insurance  (Read 841 times)

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Offline butterfly

  • Member
  • Posts: 18
Hi & Question about Humana Insurance
« on: October 29, 2007, 11:41:09 AM »
Hi Forum,

You don't know me, but I feel that I know so many of you through your posts.  I have been lurking in this forum since April, when my husband found out that he was positive. (I tested negative)  You guys don't know what a difference you make even to people who aren't actively posting.  Your posts give information, support, shared anger, shared sadness, at times shared happiness and hope.  I was furious when Matty was attacked and then recently, cried at the loss of Christine.  I decided it was about time I posted as you guys have been so supportive to me in some really tough times yet I had never even introduced myself.  I probably won't be an extremely active poster but I am definitely here and thinking of you all. 

My question is, how is Humana PPO?  Seems like we pay a ton of money for it and it rarely pays for anything.  My husband is not yet on any type of meds and we are curious about its coverage relating to HIV. 

Butterfly

Offline woodshere

  • Member
  • Posts: 1,477
  • ain't no shame in my game
Re: Hi & Question about Humana Insurance
« Reply #1 on: October 29, 2007, 12:12:39 PM »
I have Humana PPO that I only pay $20/month for, employer picks up the rest.  I have no major complaints regarding benefits I have recieved for HIV treatment.  I pay a $20 co-pay for each doctor's visit and meds are class B, $35 copay, everything else is covered.  I am sure there are better plans and many that are far worse.
"Let us give pubicity to HV/AIDS and not hide it..." "One of the things destroying people with AIDS is the stigma we attach to it."   Nelson Mandela

Offline Lou-ah-vull

  • Member
  • Posts: 948
Re: Hi & Question about Humana Insurance
« Reply #2 on: October 29, 2007, 04:59:50 PM »
I too have Humana PPO and have had excellent coverage.  $20 copay for office visit...some prescriptions are $15 for 30 days, others are $30 for 30 days.  All labs are completely covered.  All of the good local ID doctors were on their PPO...so I would have to say that I have been very happy with my employer provided Humana PPO coverage.
Diagnosed Oct. 2005
10/05:  367 (26.2%), 24556 VL
01/06:  344 (24.6%), 86299 VL
04/06:  374 (22.0%), 87657 VL
05/06:  Began HAART 05/15/06, Combivir/Kaletra
07/06:  361 (27.8%), 1299 VL
10/06:  454 (32.4%), 55 VL
01/07:  499 (38.4%), UD
02/07:  Switched to Atripla 2/8/07
04/07:  566 (37.7%), UD
08/07:  761 (42.3%), UD
06/08:  659 (47.1%), UD
01/09:  613 (43.8%), UD
07/09:  616 (47.4%), UD
01/10:  530 (44.2%), UD
07/10:  636 (48.9%), UD
01/11:  627 (48.2%), UD
07/11:  840 (52.5%), UD
01/12:  920 (51.1%), UD
07/12:  857 (50.4%), 40
10/12:  UD
01/13:  710 (47.3%), UD
07/13:  886 (49.2%), UD
01/14:  985 (46.9%), UD
06/14:  823 (47.2%), UD

Offline butterfly

  • Member
  • Posts: 18
Re: Hi & Question about Humana Insurance
« Reply #3 on: October 29, 2007, 05:57:35 PM »
I am so glad to hear, thanks!!  Makes me feel that we aren't throwing all that money away each month for nothing!

Butterfly

 


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