POZ Community Forums

Main Forums => Living With HIV => Topic started by: Falkore on August 03, 2006, 09:01:51 pm

Title: New job and new insurance issues
Post by: Falkore on August 03, 2006, 09:01:51 pm
Well guys, after all this talk about how well I'm handling the Atripla, now comes another problem.  Up until last week I was working for a local hotel that offered Aetna insurance.  The insurance had a drug plan that required I pay $40.00 per month for 30 pills.  Now, with the new insurance, I have to pay "50% with a $40 min/$100 max annual deductible.  Meaning, since Atripla is not on a preferred brand, I have to pay $100 per month.  I know that's better then the $1,200 that the medication actually COSTS, but still... it's a heck of a jump.  The new job pays better, but pretty much the raise I get will all go to the medication.  I'm not very happy about that, but what choice do I have?
At times I wish I could go back to my previous coverage, but then I was hardly making any money then because everything I got went to the insurance charge.  It sucks.
Title: Re: New job and new insurance issues
Post by: Oceanbeach on August 03, 2006, 09:14:50 pm
I wish someone would hire me.  I have been trying for about 8 years.  Having ten years of unemployment on record, it tends to set up red flags and a more qualified applicant is always found.  Even with an increased cost of meds, the amount of pay (in my field) would still provide a better quality of life.

I am not trying to make you feel bad, it is just that work and benefits is a hot topic for me.  There is no end of organizations who ask for my services on a volunteer basis, I do everything I can but it does not pay the bills.  Thank you for posting this thread and allowing me to throw in my two cents.  Have the best day
Michael

www.Commission-on-AIDS.org (http://www.Commission-on-AIDS.org)
Title: Re: New job and new insurance issues
Post by: AlanBama on August 03, 2006, 09:55:27 pm
Hi Falkore,

I understand....sometimes it feels like I work only to "feed" this bug that is HIV.
Medicine, medicine and more medicine.....copays on this and that, bills bills and more bills.

I've decided to not worry about it.  I'm doing the best I can, I think that is all we can do.

Keep the faith....

Hugs,
Alan
Title: Re: New job and new insurance issues
Post by: Dennis on August 03, 2006, 10:40:57 pm
I was shocked when I went to refill my meds not too long ago.  My copay for Truvada, Reyataz, and Norvir has been $105 for the past couple of years.  When I filled them this last time my copay dropped to $75.  My only guess is that those meds have been classified differently.  I'm gratefull but at the same time curious, but don't want to call as to raise any red flags.