Best HIV Insurance Network or Provider

[tryingtostay]

I am looking to purchase Health Insurance.  What is the best HIV Insurance Network or Provider to get, regardless of what tier (monthly fee) ?

Thanks

[NewAdventure1]

Not sure where you live, but I have Blue Cross. Great insurance coverage.

[BKKKevin]

It is hard to advise you without knowing where you live?... But I would reccomend a policy that covers your medication with a low copay (check their formulary) that is seperate from any deductable you must pay... Next look a coverage for tests - make sure they are also not subject to your deductable

[Since1993]

Make sure whatever plan choose includes medications you are currently taking and a healthy list of all antiretroviral medications in the event you need to switch medications.

Make sure you are enrolled in your states Ryan White Care Part B program, which will cover the costs of co-pays for these medications, payment of the insurance premiums, and any outpatient co-pay costs. 

Often, the out-of-pocket expenses paid for outpatient services by Ryan White Care Part B will help you reach your annual deductible and out-of-pocket maximum, thus reducing your exposure to huge medical bills.

It is important to consult with your local Ryan White Care Part B coordinator to make sure the plan you choose is one they will help assist with.